The great explorer of the truth, the master-builder of human happiness no one rejects dislikes avoids pleasure itself because it is pleasure but because know who do not those how to pursue pleasures rationally encounter consequences that are extremely painful desires to obtain.
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Who we are
We are a registered, licensed, next-generation, propriety limited company, incorporated under the law of South Africa,
to provide lending and other financial services, to those considered “unbankable” by formal financial institutions and those who are under-served by traditional banks.
Our Vision
Our Mission
Our Vision
Our vision is to create a world where financial services are innovative, inclusive, and accessible for all.
Our Mission
Our mission to provide superior financial services, making borrowing easy and affordable whilst fostering opportunities
for wealth & employment creation, and maximizing social and economic returns for investors
Our Guaranteed Promise:
Fluid Individual/Group Arrangements
Quick & Easy Loans
Competitive Interest Rate
Flexible Payment Options
Instant Access to Cash
“WE ARE ABOUT INCLUSIVITY, IMPACT & CHANGING FINANCIAL LIVES - ONE APPLICATION AT A TIME.”
What we do
Why we do it
What we do
Utilising technology, to reach far flung customers, we seek to revolutionize the microcredit industry by offering instant,
flexible and affordable micro loans to “unbankable” individuals & businesses, in a smooth one-click application
experience that lets consumers pay when and how they prefer to
Why we do it
Having seen how many entrepreneurs battle to secure funding and how affordable credit seems to be a privilege and
not a right, we have developed a business model that will allow our prospective clients to access easy, affordable and
reliable financial solutions, ensuring their businesses do well, whilst also ensuring that the company’s investors and
funders receives significant capital and social returns
Our Products & Services
We provide a full range of financial products and services, including easily accessible loans, financial
training and empowerment.
Personal Loans
Unsecured Loans granted
to individuals to assist them
in meeting their current,
personal financial needs.
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Payday Loans
Short-term Loans
allowing our clients to
get paid early, in order to
deal with emergencies
that cannot wait until
payday. There’s no
reason to wait anymore
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Business Loans
Commercial Loans granted
to Small, Micro, Medium
Enterprises seeking to
secure affordable credit
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Need a loan urgently?
Apply now, we guarantee access to quick, easy and competitive loan. Our process is so easy, we promise a quick turn-around time, you will know if you are successful in less than 4 hours. Do not waste any more time, contact us today!
How to apply for a loan?
What will you need to apply for a loan?
How to apply for a loan?
There are four (4) ways you can apply for a loan with us:
• Apply via our online form, fill the form & upload supporting documents (Click here)
• Download our Application Form, fill it at your leisure and return it back to us (Download Form)
• Call the FQB Microlenders Call Centre at 082 825 0049 Monday to Sunday, 8am – 8pm
• SMS | WhatsApp your name, surname and ID number to 082 825 0049 so that one of our agents can get back to you
What will you need to apply for a loan?
• Good References or A Good Credit Record
• Proof of regular income of at least R500.00 a month (Payslip or Bank-generated PDF statement)
• A clear copy of your South African ID
• A recent document confirming your residential address (Municipal electricity bill or letter from ward councillor)
Loan Calculator
Please note the following:
• Initiation Fee is a once off payment, calculated at 10% of the borrowed amount
• Service Fee is calculated at R60 per month
• Interest Rates are calculated from 7% upwards, depending on your risk profile
• This loan calculator is for illustration purposes only
• The use of this loan calculator is subject to our terms and conditions
FQB Microlenders, your next finance juncture. We assist you with the micro, so that you can do the macro. We will take care of your micro need
Get easy access to up to R200 000, with competitive terms that make sense to you. It’s a relationship that we are starting!
Our People
We are well trained, certified and equipped to perform excellently in our chosen line of business. The
staff and management team has a total of over 20 years of combined experience in the fintech and
microfinance industries, love what they do and are passionate about changing financial lives. They are
change champions and their track record speaks for itself.
Members are Guaranteed access to exclusive benefits
We service a wide range of poorly serviced clientele from everyday individual clients to Small, Micro,
Medium Enterprises. Our clients have a membership option. Members are guaranteed access to exclusive
benefits such as rate reduction / discount on their next eligible loans; free entry to special events &
personal financial assistance
FQBM Referral Program
We have a wide net of agents who have partnered with us for a brighter financial future. Using first class,
mobile technology and innovation, they are driving the next juncture in finance; changing how people
interact with their finance and assisting with the much needed global scaling. The agents are rewarded
richly through the FQBM Referral Program for referring their friends, family and associates and for
recruiting worthy clientele
